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10 April 2025
19 February 2025
18 February 2025
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Created page with "== Medical debt == * Medical debt below $500 will not show on a credit report * Once debt gets sent to collections, you can usually negotiate for a lump sum payment 20-40% off * If the debt was sent to collections recently, you can often still pay with the hospital directly * Ask the hospital or collections agency to itemize the bill, which will often reduce the amount * (Charisma roll required) You can "call bait" a debt collector into committing an FDCPA violation, wh..."
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